Comprehensive Coverage for Texas Employers and Employees

Your Trusted Workers' Compensation Partner

At El Paso Workers Comp, we provide expert guidance and robust coverage options to ensure the safety and well-being of your workforce. Whether you're an employer seeking to protect your business or an employee needing support, we are here to help.

Services

Workers' Compensation Insurance

Secure your business and employees with our comprehensive workers' compensation insurance policies.

Consulting Services

Get expert advice on risk management and policy development tailored to your specific business needs.

Claims Assistance

Receive dedicated support through every step of the claims process to ensure quick and fair resolutions.

Workers’ compensation is insurance providing medical and wage benefits to employees injured or ill due to their job. It also protects employers from lawsuits related to workplace injuries.

Workers’ compensation covers medical expenses, lost wages, and benefits for dependents if a worker dies. In Texas, employers can opt out but must notify employees and the state, facing higher legal risks. Employees must report injuries within 30 days and file a claim with the DWC within one year.

Basic Concepts You Need to Know

What is Workers' Compensation?

Benefits for Business Owners

Financial Protection

Avoid costly lawsuits and financial setbacks with comprehensive workers' compensation coverage.

Legal Compliance

Stay compliant with Texas workers' compensation laws and regulations, minimizing legal risks.

Employee Retention

Boost employee morale and reduce turnover by demonstrating a commitment to their health and safety

Get Protected Today!

Secure Your Business and Support Your Employees with Comprehensive Workers' Compensation Coverage

Testimonials

Kim Garcia Kim Garcia

Southwestern National Contractors has been working with Jesus Bustillos since 2004. He helped us obtain the great health plan at an affordable cost that fit all our company's needs

Pat Hofacre

There's one thing I know about Jesus and his team, is that I can trust that they're gonna get things done in a timely manner and take care of our employees

Ana Zubiate Ana Zubiate

We have been working with Plans for Life and Jesus Bustillos for 15 years. He always has a solution, he'll think outside the box to see what is the best for my employees and ourselves

F.A.Q.

What is workers' compensation insurance?

Workers’ compensation insurance covers medical expenses, therapy costs, and lost wages for employees who are injured or fall ill due to their job. It also protects employers from potential lawsuits related to workplace injuries.

Can employers in Texas opt out of workers' compensation insurance?

Yes, Texas law allows private employers to opt out of workers’ compensation insurance. However, those who do must notify their employees and the state, and they may face legal risks if an injury occurs.

What are the responsibilities of an employee when filing a workers' compensation claim?

Employees must report workplace injuries to their employer within 30 days and file a claim with the Division of Workers’ Compensation within one year. They should also keep their employer and the DWC informed about any changes in their medical condition or contact information.

What benefits are available to injured workers under Texas workers' compensation law?

Injured workers in Texas may receive medical benefits, various types of income benefits (temporary, impairment, supplemental, lifetime), and death and burial benefits for their families.